Do we offer payment plans?

Breast Augmentation / Breast Reduction / Tummy Tucks / Breast Lift / Mummy Makeover / Financing

16 Feb 2019

Do we offer payment plans?

The answer is yes. We offer payment plans for our patients in advance of their breast augmentation, breast reduction, tummy tuck and other plastic surgery that Dr Moncrieff provides. Our Practice Manager Jessica explains more below.


How do our payment plans before surgery work?

Patients can book surgery 6 months in advance, scheduling regular payments up until 2 weeks before the surgery is scheduled when the final balance is required. When making your payments via direct deposit, we ask that you always include your surname for tracking.

For example, a $10,600 breast augmentation (round implants) paid over 22 weeks (5.5 months) would be a deposit of $1682 and then weekly instalments of:

22 payments of approximately $405.


Are your payment plans interest free?

Yes of course. We understand the financial pressure surgery can take out on your savings. That’s why we are happy to offer our patients the option for payment plans in advance of surgery as interest-free. This means you don’t have to worry about paying for your procedure after you have had it.


Other financing options

We accept Visa, Mastercard, TLC (Total Lifestyle Credit) loans, MacCredit loans and direct deposit.

We are not affiliated or endorse any particular financing company.

Other patients in the past have approached their existing banks for redraws, personal loans or used a low-interest credit card to help assist funding their procedure.


Can I access my superannuation?

Some of our patients have accessed their superannuation to pay for their surgical procedures. Keep in mind while Superannuation can be released on compassionate grounds it is also challenging. To meet a certain criteria for early release patients need to be experiencing cases of chronic or acute pain and generally is only granted for breast reductions or abdominoplasty where patients are able to demonstrate ongoing medical issues. To find out more or to see if you are eligible for early release visit our dedicated article on this topic here.

Please note that we cannot complete this form for you – you need to start the process and have a GP provide a report. A $100 administration fee then applies for us to complete our section of the paperwork.



To find out more about the cost for surgical procedures we offer payment plans for, click on any of the following links:

All total-out-pocket costs are inclusive of the surgeon’s fee, hospital stay, garment, anaesthetist’s fee and follow up visits.


More information or to book a consultation

Need more information about surgery? To contact our team to make an appointment with me, please call 4920 7700 or send us a message via the form below.

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Blog Author:

Jessica Laing, Practice Manager, Hunter Plastic Surgery

About Jessica

Jessica joined the Hunter Plastic Surgery team in 2010 after being a patient of Dr Moncrieff’s. She has worked very closely with him since then and supports our patients throughout their surgical journey.

She has even won an award for her focus on service at the 2017 Lake Macquarie Business Excellence Awards.

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