Do we offer payment plans?

Breast Augmentation / Breast Reduction / Tummy Tucks / Breast Lift / Post Pregnancy Surgery / Financing

22 Feb 2023

Do we offer payment plans?

The answer is yes! We offer payment plans for our patients in advance of their breast augmentation, breast reduction, tummy tuck and other plastic surgery that Dr Moncrieff provides. Our Practice Manager Jessica explains more below.


How do our payment plans before surgery work?

Patients can book surgery 6 months in advance, scheduling regular payments up until 1 month before the surgery when the final balance is required. When making your payments via direct deposit, we ask that you always include your surname for tracking.

For example, a $13,990 breast augmentation (round implants) paid over 20 weeks (5 months) would be a deposit of $2000 and then weekly installments of:

20 payments of approximately $599


Are your payment plans interest free?

Yes of course. We understand the financial pressure surgery can take out on your savings. That’s why we are happy to offer our patients the option for payment plans in advance of surgery as interest-free. This means you don’t have to worry about paying for your procedure after you have had it.


Other financing options

We accept Visa, Mastercard, TLC (Total Lifestyle Credit) or MediPay  loans, and direct deposit.

We are not affiliated or endorse any particular financing company.

Other patients in the past have approached their existing banks for redraws, personal loans or used a low-interest credit card to help assist funding their procedure.


Can I access my superannuation?

Some of our patients have accessed their superannuation to pay for their surgical procedures. Keep in mind while superannuation can be released on compassionate grounds it is also challenging. To meet a certain criteria for early release patients need to be experiencing cases of chronic or acute pain and generally is only granted for breast reductions or abdominoplasty where patients are able to demonstrate ongoing medical issues. The significant downsides include having to pay tax on the amount withdrawn and a reduction in your retirement savings. To find out more or to see if you are eligible for early release visit our dedicated article on using your Superannuation for surgery.

Please note that we cannot complete this form for you – you need to start the process and have a GP provide a report. A $100 administration fee then applies for us to complete our section of the paperwork.



To find out more about the cost for surgical procedures we offer payment plans for, click on any of the following links:

All total-out-pocket costs are inclusive of the surgeon’s fee, hospital stay, garment, anaesthetist’s fee and follow up visits.


More information or to book a consultation

Need more information about surgery? To contact our team to make an appointment with me, please call 4920 7700 or send us a message via the form below.

Procedures Breast Vectra simulation Jessica-Laing-Practice-manager-hunter-plastic-surgery-NewsAuthorCover

Blog Author:

Jessica Laing, Practice Manager, Hunter Plastic Surgery

About Jessica

Jessica joined our team in 2010 and has worked very closely with Dr Moncrieff as Patient Manager and then Practice Manager since 2015. 

Her commitment and care for patients is legendary. She has even won awards for her focus on service including at the 2020 Stevie Global Sales and Customer Service Awards as Young Customer Service Professional of the Year, as the Australasian Practice Manager of the Year at the 2019 MyFaceMyBody Global Awards and at the 2017 Lake Macquarie Business Excellence Awards. Jessica holds nursing qualifications and is currently completing her Bachelor's Degree in Registered Nursing.

cross-out Created with Sketch.

Get in Touch




We have over 400 five star ratings from previous patients on Google and elsewhere online.

icons/googleRatings Created with Sketch. 5